Confessions of a Financial Blogger Who Hates Budgeting

I'll never love budgets, but I'll still use them. I'll never love details, but I know the benefits of having them in my life. When I grow up, that'll come in handy.

In case you thought every personal finance blogger was a tech-savvy, detail-oriented, finance wiz in trendy “reading” glasses and a suit, I’m here to tell you that I’m soooooooo not that dude. Or any dude, for that matter. I write Facebook updates about my socks and Star Wars memes and the ridiculous things my 3-year-old […]

How Single Mom, Megan Nickson, Paid Off Her Mortgage in 6 Years

7 steps that led a single-parent, single-income family to achieve one of the most difficult and wonderful financial goals in existence.

Today we are joined by guest writer and web enthusiast, Amy Nickson from Working Moms Word, who shares an incredible story about how her single mom paid off her mortgage in 6 years! You do not want to miss Amy’s story about determination, goal setting, sacrifices, and celebration.   This is my mom, Megan Nickson’s, […]

You Can’t Afford NOT to Celebrate Valentine’s Day

Don't let extreme frugal living get in the way of investing in your marriage

I recently got off the phone with a young couple as they were creating their first zero-based budget. ::enthusiastic applause:: They’re both attending Financial Peace University, just like my husband and I did five years ago, and had a question about their homework assignment. It pertains to anyone celebrating Valentine’s Day, or going on dates […]

Cash Envelopes Vs. Digital Envelopes

Which method will save you the most money?

In last week’s post, A Beginner’s Guide to Using Cash Envelopes, I described the many budget-friendly benefits to paying in cash.  It’s a powerful discipline that I believe everyone should try. If you simply detest cash, however, digital envelopes are an option. Photo Credit: 401(K) 2013 via Compfight cc When we use cash, we divide several […]

The Fastest Way to Derail Your Budget (and Stay Stuck)

Do you bury your head in the sand when your finances go haywire?

Guess who’s got two thumbs and won’t be writing “five steps to a perfect budget” anytime soon?  This girl.  Do you want to know the fastest way to guarantee a budget that resembles a Shakespearean tragedy? Ignore it. That’s it.  Simply, turn your head away from the information in your plan and do whatever you […]

The Most Powerful Weapon in Your Debt-Fighting Arsenal

I'll Give You a Hint: It's Not Your Budget

Personal finance is 80% BEHAVIOR and only 20% HEAD KNOWLEDGE.  – Dave Ramsey Photo Credit: TheTaiChiClub (MorgueFile) The books, articles and blogs that save me the most money do so by inspiring me, not just offering printable coupons and deal alerts.  Why do you think that is?  For me personally, I’m fueled by stories about real people sacrificing […]

3 “Expensive” Lessons Learned by Taking a Softball to the Face

Lessons About Money Happen in the Strangest Places

Every summer, I play women’s softball.  It’s dear to my heart (and forces me to exercise).  Even though my current league is slow pitch, injuries do still occur.  Verrrry sloooowly.  Just kidding.  Shortly after taking a softball to the face last week, I was pretty tough on myself about how the injury could have been […]

Two Critical Habits for Getting Out of Debt (and Staying That Way)

We used them to get out of debt; we use them to this day.

Looking back, there are two critical habits my husband and I repeated that got us out of debt.  Just yesterday, I realized that they are still as critical, even three years later. Photo Credit: Joshua Earle (via Unsplash)   What are the two habits? Living on a budget Talking about money Everything boils down to […]

3 Tips to Straighten Out Your Spending

Ever teach yourself to juggle?  Me neither.  (If you can, I’m supremely jealous.) Ever juggle money?  Of course!  You are right now! Maintaining your money daily, even monthly, is tough.  Check out these three tips to help straighten out your spending.   1.  Write a spending plan –  ::Dodges rotten fruit thrown at head:: I know, […]