How to Get and Stay Out of Debt Looking back, there are two critical habits my husband and I repeated that got us out of debt. Just yesterday, I realized that they are still as critical, years later. What are the two habits? Everything boils down to one of those two points. Turns out I’m […]
With so many books out there it can be hard to know which ones to read. As moms, we are busy and often don’t get the time to read at all. So here are our top picks. Disclosure, this post may contain affiliate links. 1. We Should All Be Millionaires Probably one of the best […]
How to Save Money and Spend Wisely Maintaining your money daily, even monthly is tough. If you don’t get control of it though, it can leave you stressed, ruin relationships and leave you broke. Check out these three tips to help straighten out your spending. 1. Write a Spending Plan I know, I know, it’s boring. […]
In case you thought every personal finance blogger was a tech-savvy, detail-oriented, finance wiz in trendy “reading” glasses and a suit, I’m here to tell you that I’m soooooooo not that dude. Or any dude, for that matter. I write Facebook updates about my socks and Star Wars memes and the ridiculous things my 3-year-old […]
Today we are joined by guest writer and web enthusiast, Amy Nickson from Working Moms Word, who shares an incredible story about how her single mom paid off her mortgage in 6 years! You do not want to miss Amy’s story about determination, goal setting, sacrifices, and celebration. This is my mom, Megan Nickson’s, […]
I recently got off the phone with a young couple as they were creating their first zero-based budget. ::enthusiastic applause:: They’re both attending Financial Peace University, just like my husband and I did five years ago, and had a question about their homework assignment. It pertains to anyone celebrating Valentine’s Day, or going on dates […]
In last week’s post, A Beginner’s Guide to Using Cash Envelopes, I described the many budget-friendly benefits to paying in cash. It’s a powerful discipline that I believe everyone should try. If you simply detest cash, however, digital envelopes are an option. Photo Credit: 401(K) 2013 via Compfight cc When we use cash, we divide several […]
Guess who’s got two thumbs and won’t be writing “five steps to a perfect budget” anytime soon? This girl. Do you want to know the fastest way to guarantee a budget that resembles a Shakespearean tragedy? Ignore it. That’s it. Simply, turn your head away from the information in your plan and do whatever you […]
Personal finance is 80% BEHAVIOR and only 20% HEAD KNOWLEDGE. – Dave Ramsey Photo Credit: TheTaiChiClub (MorgueFile) The books, articles and blogs that save me the most money do so by inspiring me, not just offering printable coupons and deal alerts. Why do you think that is? For me personally, I’m fueled by stories about real people sacrificing […]
Every summer, I play women’s softball. It’s dear to my heart (and forces me to exercise). Even though my current league is slow pitch, injuries do still occur. Verrrry sloooowly. Just kidding. Shortly after taking a softball to the face last week, I was pretty tough on myself about how the injury could have been […]
