5 Mistakes Made When Applying for a Loan

Image Source No matter whether you require a loan for business or personal use, it is important that you approach the process with care. Loans can be extremely beneficial, giving you the platform you need to get your life back on track, or helping you to set up your dream business. Nevertheless, this will only […]

9 Words That Changed My View on Contentment

If comparison steals our joy, then guess what steals our contentment?

I propped my head up with my hands at our kitchen table as my 3-year-old daughter scribbled in her coloring book. It was just one of those days where our modular home felt too small, our secondhand furniture felt too beat up, and I wasn’t seeing the silver lining in all this “frugal living” stuff. […]

The Most Powerful Weapon in Your Debt-Fighting Arsenal

I'll Give You a Hint: It's Not Your Budget

Personal finance is 80% BEHAVIOR and only 20% HEAD KNOWLEDGE.  – Dave Ramsey Photo Credit: TheTaiChiClub (MorgueFile) The books, articles and blogs that save me the most money do so by inspiring me, not just offering printable coupons and deal alerts.  Why do you think that is?  For me personally, I’m fueled by stories about real people sacrificing […]

3 “Expensive” Lessons Learned by Taking a Softball to the Face

Lessons About Money Happen in the Strangest Places

Every summer, I play women’s softball.  It’s dear to my heart (and forces me to exercise).  Even though my current league is slow pitch, injuries do still occur.  Verrrry sloooowly.  Just kidding.  Shortly after taking a softball to the face last week, I was pretty tough on myself about how the injury could have been […]

Two Critical Habits for Getting Out of Debt (and Staying That Way)

We used them to get out of debt; we use them to this day.

Looking back, there are two critical habits my husband and I repeated that got us out of debt.  Just yesterday, I realized that they are still as critical, even three years later. Photo Credit: Joshua Earle (via Unsplash)   What are the two habits? Living on a budget Talking about money Everything boils down to […]

How To Teach Your Children the Consequences of Borrowing Money (FREE Download)

Teaching Your Children About Money Series - Laurie's Story

Sooner or later, your child will be presented with the chance to borrow money.  We love our children, so it is our job to teach them the consequences of their decisions.  Sometimes that means sticking to our guns in order to give them a taste of what the real world is like.   Today’s story […]