How to Get and Stay Out of Debt Looking back, there are two critical habits my husband and I repeated that got us out of debt. Just yesterday, I realized that they are still as critical, years later. What are the two habits? Everything boils down to one of those two points. Turns out I’m […]
In case you thought every personal finance blogger was a tech-savvy, detail-oriented, finance wiz in trendy “reading” glasses and a suit, I’m here to tell you that I’m soooooooo not that dude. Or any dude, for that matter. I write Facebook updates about my socks and Star Wars memes and the ridiculous things my 3-year-old […]
I recently got off the phone with a young couple as they were creating their first zero-based budget. ::enthusiastic applause:: They’re both attending Financial Peace University, just like my husband and I did five years ago, and had a question about their homework assignment. It pertains to anyone celebrating Valentine’s Day, or going on dates […]
Life happens. One day, you’re in a study room at the library, getting tons of writing done and making money. The next, you’re home, sneaking a bite from the tub of cookie dough in your freezer when one of your back molars chips. You freeze, mid-bite, wondering if that was your imagination. Sure enough, you […]
The other day, a friend of mine asked about how to use cash envelopes. That was a question I once asked, too, so I thought I’d share my answer about how and why I use them with you. What we pay for IN CASH: Groceries – I lump my groceries, toiletries, cleaning supplies, and paper […]
My husband and I stood with our realtor inside our dream house on Friday. Ok, they were standing. I was levitating. I had raging house fever, not caring about whether or not we could afford it. All I wanted was to get my kids into that magical house with a fenced in back yard, attached garage […]
Fall is a season of change. The trees shred their old leaves, making room for new growth. It is an ideal time to evaluate your finances since all around the country, Financial Peace University classes are getting ready once more to launch. And like it did with me four years ago, it just might change […]
