5 thoughts on “How We Save For a Debt-Free Christmas

  1. Ahh! A friend of mine just suggested to me last night that I should try “an envelope” for gifts – of all kinds, including birthdays and Christmas – so that I can better manage my discretionary fund. Your post gives the same advice. Hmmm… Maybe that means I should do it : )

    • Yes, that’s a great idea, Ruth! I’m still not great at the other holidays. I think it’s largely because we don’t always remember them until the money is already budgeted (or spent) elsewhere. Perhaps dropping a set dollar amount into an envelope every pay period would do the trick. I don’t know, what do you think?

      • Yes, we run into the same problem. So dropping money into an envelope – or an account specifically reserved for gifts – would go a long way to making it all work. I’ll let you know how it goes for me : )

  2. Small amounts definitely add up. We put $2.50 into a washer/dryer fund each time we do a load of laundry. We currently have over $450 in there. Let’s just hope those two suckers last a few more years!

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