It doesn’t matter what your financial situation is now, you should always be looking towards the future. Well, that’s not completely true. If your financial situation at the moment isn’t the best, then you do need to work towards getting to a place where you’re completely stable. We’re not suggesting that you have to be […]

Image Credit One of the most prominent challenges facing most start-ups is that of having limited funds.  Indeed, so much focus and attention can be consumed by finding capital investment, be that from a bank loan, friends and family, or an external investor such as a business angel – that you lose sight of operating […]

Photo Credit There are certain things in life that you can’t get out of paying. They’re essentials, and you couldn’t get by without them. Now, technically, you can get out of paying car insurance if you want: you just have to not drive a car. But this means being constrained by public transport timetables and […]

Image source We would all like to keep more money from our paychecks and to let it build up for bigger purchases or vacations. Some of us get into the habit of spending every cent and then waiting for the next lot of money to arrive. A lot of what we do is habit, and […]

How fit are you financially? We may think we’re in good money health, but be very wrong. Many just accept living paycheck to paycheck as normal these days but having healthy finances really means low levels of personal debt, having multiple pots of savings in place for different purposes and only using credit strategically. If […]

Image Owning a business has many responsibilities and it also involves a lot of different costs to you as the owner. You have a huge challenge when looking after a business to make sure that your staff, data and belongings stay safe and secure throughout the years. If you are a small business and you […]

If you want to save money by building your own house then there are a couple of things that you can do to make all of this happen. The problem that a lot of people have however is keeping their home under budget. After all, things happen and sooner or later you are going to […]

Knowing that investing in stocks is becoming more and more dangerous with each passing day people have started to invest in precious metals, like gold. It’s better to invest in gold rather than waiting for a financial meltdown to hit you like it did in 2008 and drag all your stock investments down. You should […]

Whether you just passed last month or have been driving for over a decade, I think we can all agree that cars can get pretty expensive. These days, fuel alone can cost you an arm and a leg, but then you also have to take into account tax, insurance, maintenance, and any repairs you might […]