How to Raise Unspoiled, Financially Wise Children

"Teaching Your Children About Money" Series - Ruth's Story

We have the incredible privilege of raising our children into adults.  With that end goal in mind, what steps do we need to take to ensure that they also become financially wise? Our motives are pure – we simply want our children to be happy.  But when left unchecked, we try to give them world, […]

How To Raise Unspoiled, Financially Wise Children

The Sunshine Blogger Award

I’ve just been nominated for the Sunshine Blogger Award! There I was just reading through emails, when I saw one from my blogging friend Ruth at Prudence Debtfree.  Ruth is a fellow Dave Ramsey fan, devoted mother and freelance writer.  To my delight, the email said that she had nominated me for the award. Thank you so […]

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How to Teach Your Children to Secure Their Own Future

"Teaching Your Children About Money" Series - Kim's Story

Each child is hard-wired differently.  Some may have a natural drive to succeed in school, some may need more incentive to get there.  Is it worth some “tough love” to teach them the importance of securing their own future?  Today’s teachable moment will help answer that. Today we are joined by my friend and fellow […]

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Two Critical Habits for Getting Out of Debt (and Staying That Way)

We used them to get out of debt; we use them to this day.

Looking back, there are two critical habits my husband and I repeated that got us out of debt.  Just yesterday, I realized that they are still as critical, even three years later. Photo Credit: Joshua Earle (via Unsplash)   What are the two habits? Living on a budget Talking about money Everything boils down to […]

Two Critical Habits for Getting Out of

5 Life Development Books That Don’t DRY UP Halfway Through

Win one of them in my GIVEAWAY!

I love books.  But sometimes, I read a life development book with a great premise, then, halfway through it just dries up.  ::cue the music::  Wah waaaahhhh.  Ever have that happen? Photo credit: sebastiansantanam8qnfs (MorgueFile) It’s a shame, because the author put a lot of time and effort into writing the book. But.  Every now and […]

5Life Development Books

Weigh Your Opportunity Cost With These 6 Questions

What opportunities are you trading every day?

I first heard the term “opportunity cost” from Dave Ramsey when I took Financial Peace University.  According to Investopedia, it is defined as the benefits you could have received by taking an alternative action. For example, you could play the lottery every payday, but you’d lose the opportunity to invest that money. Or, you could buy […]

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How to Teach Your Children the Life Shaping Value of a Summer Job

Teaching Your Children About Money Series - Jennille's Story

Think back to your first summer job.  Mine was polishing cabinets and scrubbing toilets at a cabinet factory.  I certainly didn’t feel like that job was shaping my life, but it was.  In countless ways.  Not to mention I know roughly nine different cleaning solutions for polishing high-end counter tops.  Now THAT’S life changing information. Today […]

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How to Teach Your Children That It’s NOT an “Allowance”

Teaching Your Children About Money Series - Kristen's Story

Does putting our children to work versus handing them an allowance make THAT much difference?  Will they grow up telling everyone their parents were tyrannical?  Or will they grow up with a greater appreciation for what they’ve earned? My friend Kristen, a talented and hard-working mother of four, joins us today to tackle this subject of […]

How to Teach Your Children That It's NOT